When Fitness Isn’t Enough: Wake-up Call for Every Working Professional

A young, 35-year-old professional. Healthy lifestyle, regular jogger, health freak. No known medical conditions. And one day, during a routine workout… he collapses.

Cardiac arrest.

Gone. Just like that.

The Myth We Still Believe

“I eat well.”

“I go for walks.”

“I don’t smoke or drink.”

“Why should I need insurance?”

But here’s the truth no one likes to talk about:

Life doesn’t always give a warning.

This young man was doing all the “right” things. But stress, lifestyle, and invisible factors don’t always show up in blood reports or fitness apps. Today’s world is fast – and sometimes, our bodies pay the price for the life we are trying to build. 

If You’re in Your 40s and Working Abroad – This is Especially for You

Let’s say you’re in your 40s, working in the UAE.
Your parents are back in India.
Your family depends on your income – even if your spouse is working too.
You’re budgeting for school fees, EMIs, and maybe even building your dream home.

You’re switching responsibilities across countries, trying to give your loved ones the best life possible.

But here’s the question no one likes to ask:

What if something happens to you?

Who pays the hospital bills?
Who continues the journey you’ve started?

This is where insurance becomes more than a product – it’s a promise
It becomes an act of protection, love, and leadership.

Be Mindful of Where You Seek Advice

Often, people ask friends, relatives, or even their spouse about whether they should take insurance.

Now think – are they really the right people to guide you?

Even your spouse might hesitate to support a plan where the benefit could come after your death.
It’s uncomfortable. Emotional. Natural.

But that’s why this decision must be yours.

Don’t delay protection just because others aren’t ready to talk about it.

You didn’t ask your neighbour which job to take or how to raise your child.
So why take financial protection advice from someone who isn’t trained or responsible for the outcome?

What You Can Do Today

The first step is to buy a comprehensive health insurance policy that covers the whole family and will ensure continuity in India.

Second, buy a term insurance plan that will replace your income in case life takes an unexpected turn.
Don’t miss the Critical Illness option — it provides a living benefit in case of major conditions like heart attack, stroke, cancer, and many others, helping you focus on recovery instead of worrying about money.

Don’t wait for the “right time”. The right time is now – when you’re healthy and able.

Final Thought

Today, pause for a moment.
Look beyond your fitness tracker.
Look at the people who look up to you.

And ask yourself:
Am I truly protecting the life I’m building for them?

Because insurance isn’t about fear. It’s about care – in advance.

Let’s connect if you still need clarity on this or share with me what’s really stopping you.

⚡ Zap. Insure. Nap Easy.
www.insurewithjayesh.com